I lean the latter too, like Susan Flannery. Because what usually happens is the actor becomes too ill or frail to appear for months and months, if not more, and passes away suddenly. Their character is no longer a factor by that point. I’d prefer to get my flowers while I’m here to enjoy them and get a nice, dramatic planned send-off and retirement party. I get that for a lot of older actors, it’s about continuing to get benefits, staying active, having a support group, keeping habits built over decades, loving the craft, etc., and you never know when you’re gonna suddenly decline and not be fit to work. Plus it might make the performer aware of their mortality in an uncomfortable way. Up to the individual.